Whatever your ambitions and growth plans, Asset Finance is a cost-effective way to fund change and transformation in your organisation while minimally impacting on cash-flow. Plant and machinery finance can help spread the cost of a robotic system from CNC Robotics with repayments typically over two to five years, providing a tax efficient and cash flow friendly funding solution.

There are a multitude of finance companies with multiple finance products available who can assist companies of all sizes and across all sectors invest in machinery.


Choosing the right financing model for your purchase is critical. Financing a robotic system is very similar to the funding of traditional industrial equipment. The team at CNC Robotics have a wealth of experience working with different lenders and are happy to work with your financier or can introduce you to our partner network.

Hire Purchase enables you to acquire an asset while paying for it in instalments over an agreed timescale – the term. At the end of the term, you have the option to purchase the asset outright. It lets you spread the cost of your investment over the life of the asset, making it easier to budget. Hire Purchase is particularly suitable for acquiring machinery such as a robotic system from CNC Robotics.
Finance Lease arrangements let you use the equipment you need without having to buy it outright.You pay the lender for the full use of it. The rental period is flexible and can be tailored to your needs and cash flow. During this period, you will pay the lender the full cost of the asset, including interest. Then, when you reach the end of the primary lease term you can choose to:
  • Continue to use the asset by entering a secondary rental period
  • Sell the asset and keep a portion of the income from the sale
  • Return it to the lender
Similar to a Finance Lease, an Operating Lease allows you to rent the asset from the lender while you need it. The Operating Lease is only for part of the asset’s useful life. This means you pay a reduced rental because the cost is based on the difference between the asset’s original purchase price and its residual value at the end of the agreement. You get full use of the asset for as long as you need it, without the burden of responsibility of disposing of it or recouping its residual value.
Benefits of hire purchase
  • More time to repay – Spread the cost over the life of the asset
  • Seasonality – The lender can structure repayments to take account of seasonal fluctuations in your cash flow
  • Keep control – You are the owner of the asset for tax purposes and can normally claim capital allowances
  • Tax efficient – You can offset your hire purchase interest and charges against pre-tax profits
  • Reclaim VAT
Benefits of finance lease
  • Efficiency – Uninterrupted use of the asset
  • Spread the cost further – The lender can take over the finance agreement you have with another provider and extend the term
  • Choice – Give your business a cash injection or use the money to buy other assets that may not be accessible through hire purchase or leasing agreements
Benefits of operating lease
  • Low initial outlay – Quick access to the asset you need without a heavy upfront investment
  • Freedom – Full use of the asset without having to buy it outright
  • Flexibility – Option to re-rent, purchase or return the asset at the end of the term
  • Pay less – Rental cost is reduced as it is based on a percentage of the original capital cost
  • Off balance sheet funding
  • Reduce costs – Reclaim VAT on rental